Financing & Lenders
From credit application to lender decision — tracked on the deal.
The customer applies in the showroom or from a link you send them. LotPilot packages the application, you submit it to your preferred lender, and the answer comes back to the deal it belongs to.
Full product, demo dealership included — no signup, no card.
- Application→
- Review→
- Submitted to lender→
- Decision→
- Contract
Application · 2022 Toyota Camry
- Vehicle price
- $21,995
- Down payment
- $2,500
- Amount to finance
- $19,495
- Lender decision
- Conditional
- Stipulations
- Proof of income · +$500 down
Each stipulation becomes a task on the deal, assigned and dated.
One application, every outcome handled.
Financing shouldn't live in a separate portal your deal can't see.
- Online credit applications
- Showroom intake
- Completeness checks before submission
- Submit to your preferred lender
- Approved / declined / conditional decisions
- Stipulation tracking — more info, more down
- Counteroffer handling
- Decision history on every deal
- Customer follow-up from the same inbox
- BHPH fallback for in-house deals
Three answers, three clear next steps.
A lender decision isn't the end of the workflow — it's the start of the next one.
Approved
The deal moves straight to contracting — terms, amount financed, and the lender's conditions recorded on the deal jacket.
Conditional
The lender wants more: proof of income, references, or a larger down payment. Each stipulation lands on the deal as a task, so nothing stalls in an inbox.
Declined
Route the application to another lender — or to your own BHPH desk, where the same customer and vehicle records carry straight into an in-house deal.
Lender connections depend on each provider's authorized integration methods and your dealership's lender relationships — see the integrations page for current status. LotPilot is not a lender and does not make credit decisions.
See an application go from the showroom to a decision.
Open the demo dealership and click through everything — inventory, leads, BHPH, DMV, the AI manager. If it fits, book a walkthrough and we'll talk about your store.
Full product, demo dealership included — no signup, no card.